Steve Zajdzinski

Steve Zajdzinski

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$620,000

($277,891 down)
FHA

5951 N 190TH Drive, Litchfield Park, AZ 85340

3
2
2,034 sqft
PITI Monthly
$2,235.5 /mo

Listing courtesy of: Peggie Jean Herron-Simmons, Realty Marketing Group

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,595 /mo
$2,529 /mo

What's Special

SPACIOUS
MODERN
HIGH-END FINISHES
STAINLESS STEEL APPLIANCES
HOME OFFICE
COZY

Ultra-Modern Oasis in the Heart of Litchfield Park Welcome to your dream home nestled in the vibrant West Valley of Phoenix! This stunning 2,034 sq ft ultra-modern residence combines high-end finishes with resort-style living, all on a generous 8,000 sq ft lot. Step inside and be captivated by the wide plank wood-look porcelain tile floors and sleek contemporary designer light fixtures throughout. The open-concept floorplan features 3 spacious bedrooms plus a versatile open den—perfect for a home office or creative space. The chef's kitchen is a showstopper, boasting quartz countertops, GE Profile stainless steel appliances, an LG high-end refrigerator, and expanded-length 42'' custom cabinetry with crown molding and a convenient Lazy Susan. Every detail has been thoughtfully upgraded. Retreat to the private split owner's suite complete with a luxurious walk-in shower surrounded by floor-to-ceiling wave tile. The spa-inspired bathrooms offer a tranquil escape with quartz counters and designer touches throughout. Step outside and experience true Arizona resort living. The backyard is an entertainer's paradisefeaturing a sparkling Pebble Finish pool with a heated in-ground spa, elegant Turkish Travertine stone pavers, lush turf, a cozy fire pit with built-in seating, and a high-octane gas BBQ grill. Landscape lighting sets the perfect mood for unforgettable night swims under the stars. This home is more than a place to liveit's a lifestyle. Don't miss your chance to own one of Litchfield Park's most stylish and complete modern retreats.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,235.5/mo
Estimated Loan Balance
$462,092
Cash to close
$277,891
Interest Paid
$43,342

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas, Ceiling
Features
  • Materials: Stucco, Wood Frame, Brick Veneer, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Chain Link, None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Brick Veneer, Painted
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Homes by Towne

Community & HOA

Community
  • Subdivision: ZANJERO TRAILS PHASE 1C PARCEL 35A PHASE 2 REPLAT
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Windrose at Zanjero
  • HOA Amenities: Unknown
  • HOA Fee: $225
  • HOA Frequency: $Quarterly
Location
  • Region: Litchfield Park

Financial Details

  • Price per Sqft: $304.82
  • Tax Annual Amount: $2505
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $277,891 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $277,891!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$342,109
Your Cash$277,891
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,595/mo
Traditional @ 7.5%
$2,623/mo
You save $1,028/month ($12,341/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849818

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-11T07:59:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,595 /mo
$2,529 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $277,891 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $277,891!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$342,109
Your Cash$277,891
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,595/mo
Traditional @ 7.5%
$2,623/mo
You save $1,028/month ($12,341/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Steve ZajdzinskieXp Realty(480) 725-4555steve@soldbystevez.comMLS BR514106000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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