Steve Zajdzinski

Steve Zajdzinski

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$419,995

($380,409 down)
FHA

409 S SUNRISE Drive, Gilbert, AZ 85233

3
3
1,397 sqft
PITI Monthly
$553.96 /mo

Listing courtesy of: Jamison Briley, Real Estate Brokers of Arizona

Assumed Rate

4.27%
7.15%

Principal & Interest

$279 /mo
$382 /mo

What's Special

SPACIOUS
MOVE-IN READY
VAULTED CEILINGS
WALK-IN CLOSET
PRIVATE BACKYARD
CHARMING

Welcome to this move-in ready townhome in the heart of Gilbert's sought-after Islands community! This well-maintained home features soaring vaulted ceilings, neutral tones, and lots of natural light. Spacious kitchen with a walk-in pantry. Upstairs offers two full bathrooms, a split floor plan, and three bedrooms. The primary suite boasts a garden tub, dual sinks, and a walk-in closet. Enjoy your private backyard and greenbelt views. Includes refrigerator, washer & dryer. Two-car garage, charming side yard, and community amenities make this home a must-see. Come make it yours today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.27
Remaining Loan Term
16 years, 6 months
Monthly PITI
$553.96/mo
Estimated Loan Balance
$40,133
Cash to close
$380,409
Interest Paid
$28,209

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Stucco, Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Painted, Block
  • Roof: Tile
Condition
  • Year Built: 1991
Details
  • Builder: Hunter

Community & HOA

Community
  • Subdivision: SEAWYNDS
  • Features: Lake, Community Spa, Community Pool, Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Seawynds
  • HOA Amenities: Unknown
  • HOA Fee: $191
  • HOA Frequency: $Monthly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $300.64
  • Tax Annual Amount: $1020
  • On Market Date: 2025-04-10T22:40:09.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $380,409 (91%)
You can enter any amount below - secondary financing will cover the difference if needed.
91%
$

You cover the entire equity of $380,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$39,586
Your Cash:$380,409
Total Purchase Price:$419,995

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$279/mo
Traditional @ 7.5%
$396/mo
You save $117/month ($1,408/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849576

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-11T16:44:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.27%
7.15%

Principal & Interest

$279 /mo
$382 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $380,409 (91%)
You can enter any amount below - secondary financing will cover the difference if needed.
91%
$

You cover the entire equity of $380,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$39,586
Your Cash:$380,409
Total Purchase Price:$419,995

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$279/mo
Traditional @ 7.5%
$396/mo
You save $117/month ($1,408/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Steve ZajdzinskieXp Realty(480) 725-4555steve@soldbystevez.comMLS BR514106000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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