Steve Zajdzinski

Steve Zajdzinski

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$479,999

($177,620 down)
FHA

40435 W LOCOCO Street, Maricopa, AZ 85138

5
3
3,078 sqft
PITI Monthly
$2,022.29 /mo

Listing courtesy of: Zuayaremi Valerio Villalobos, My Home Group Real Estate

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,385 /mo
$2,199 /mo

What's Special

SERENE
SHOPPING
SPACIOUS
MODERN
MASTER SUITE
PATIO
PLAYGROUND
MOUNTAIN VIEWS
COZY

Beautiful 5-Bedroom Home on a Spacious Corner Lot! This stunning 3,078 sq ft home sits on a generous 9,200 sq ft corner lot and offers 5 bedrooms, 3 bathrooms, and abundant space for comfortable family living. Enjoy the convenience of a 3-car garage and an RV gate—plenty of room for vehicles, outdoor toys, and storage. The open-concept floor plan features a modern kitchen with a large island, sleek quartz countertops, and ample cabinetry—perfect for entertaining or everyday living. Multiple living areas include a formal living room, a cozy family room, and a luxurious master suite complete with oversized his-and-hers closets and a private en-suite bath. Step outside to a fully covered patio that opens up to a HUGE backyard overlooking a serene greenbelt and breathtaking mountain views. Located in a desirable community with amenities such as a pool, playground, and ball courtsall just minutes from parks, top-rated schools, and shopping.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,022.29/mo
Estimated Loan Balance
$344,704
Cash to close
$177,620
Interest Paid
$32,182

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: KB Homes

Community & HOA

Community
  • Subdivision: SMITH FARMS PARCEL 6
  • Features: Community Pool Htd, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Desert Passage
  • HOA Amenities: Unknown
  • HOA Fee: $112
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $155.95
  • Tax Annual Amount: $2879
  • On Market Date: 2025-04-10T18:50:12.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $177,620 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $177,620!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$302,379
Your Cash$177,620
Total Purchase Price:$479,999

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,385/mo
Traditional @ 7.5%
$2,281/mo
You save $896/month ($10,752/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849338

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-14T06:55:23.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,385 /mo
$2,199 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $177,620 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $177,620!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$302,379
Your Cash$177,620
Total Purchase Price:$479,999

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,385/mo
Traditional @ 7.5%
$2,281/mo
You save $896/month ($10,752/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Steve ZajdzinskieXp Realty(480) 725-4555steve@soldbystevez.comMLS BR514106000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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