Steve Zajdzinski

Steve Zajdzinski

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$499,900

($69,618 down)
FHA

3940 E GERONIMO Street, Gilbert, AZ 85295

3
3
1,767 sqft
PITI Monthly
$3,068.51 /mo

Listing courtesy of: Nestor Davila, Tierra Antigua Realty

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,459 /mo
$3,017 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
PATIO
CHARMING

Experience comfort and style with this charming 2-story gem! Inside, you'll find a great floor plan with 1,767 sf, 3 good size bedrooms, 2 and 1/2 baths, and spacious living areas. Host memorable gatherings in the formal dining area, while the kitchen boasts wood cabinetry, stainless steel appliances, recessed lighting, ample counter space, a pantry, and a center island for meal prep. The main bedroom offers a private retreat with dual sinks, a soaking tub, and a spacious walk-in closet. Outside, the serene backyard features a covered patio and plenty of space to create your dream oasis—whether it's adding a pool or enjoying outdoor activities. Conveniently located just minutes from parks, freeways, shopping, and dining! This is the one for you!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,068.51/mo
Estimated Loan Balance
$430,867
Cash to close
$69,618
Interest Paid
$57,286

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: ELITE

Community & HOA

Community
  • Subdivision: PECOS MANOR
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Pecos Manor
  • HOA Amenities: Unknown
  • HOA Fee: $60
  • HOA Frequency: $Monthly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $282.91
  • Tax Annual Amount: $1520
  • On Market Date: 2025-04-07T20:30:10.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $69,618 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $69,618!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$430,282
Your Cash$69,618
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,459/mo
Traditional @ 7.5%
$3,130/mo
You save $671/month ($8,054/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6847604

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-07T22:35:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,459 /mo
$3,017 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,618 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $69,618!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$430,282
Your Cash$69,618
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,459/mo
Traditional @ 7.5%
$3,130/mo
You save $671/month ($8,054/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Steve ZajdzinskieXp Realty(480) 725-4555steve@soldbystevez.comMLS BR514106000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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