Steve Zajdzinski

Steve Zajdzinski

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$380,500

($151,708 down)
FHA

3800 N Navajo Drive, Prescott Valley, AZ 86314

3
2
1,611 sqft
PITI Monthly
$1,591.04 /mo

Listing courtesy of: Benjamin Zallaha, Realty One Group Mtn Desert

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,125 /mo
$1,639 /mo

What's Special

HOME OFFICE

Step into charm, comfort, and possibility in this inviting 3bd, 2ba home designed for living and entertaining with a split floor plan and open living area. The converted garage provides endless possibilities as a home office, separate family area, teen space or mother-in-law suite, or workshop. The circular driveway and carport offer plenty of parking, plus a 50-amp RV hookup is ready for your next adventure. Stay cool year-round with a brand-new HVAC system. Step outside to your backyard oasis with a putting green and pergola with a retractable shade that invites you to relax or entertain under the stars. This home isn't just a place to live--it's a place to love.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,591.04/mo
Estimated Loan Balance
$230,009
Cash to close
$151,708
Interest Paid
$26,627

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air, Room Refrigeration
  • Heating: Forced - Gas
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Prescott Valley Unit #12
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $236.19
  • Tax Annual Amount: $1727
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $151,708 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $151,708!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$228,792
Your Cash$151,708
Total Purchase Price:$380,500

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,125/mo
Traditional @ 7.5%
$1,700/mo
You save $575/month ($6,899/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1072295

Listing From: paar

Last updated: 2025-04-12T20:09:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,125 /mo
$1,639 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,708 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $151,708!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$228,792
Your Cash$151,708
Total Purchase Price:$380,500

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,125/mo
Traditional @ 7.5%
$1,700/mo
You save $575/month ($6,899/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Steve ZajdzinskieXp Realty(480) 725-4555steve@soldbystevez.comMLS BR514106000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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