Steve Zajdzinski

Steve Zajdzinski

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$340,000

($184,635 down)
FHA

19933 N EMMERSON Drive, Maricopa, AZ 85138

4
3
2,180 sqft
PITI Monthly
$1,147.8 /mo

Listing courtesy of: David Morgan, HomeSmart Premier

Assumed Rate

2.74%
7.15%

Principal & Interest

$698 /mo
$1,157 /mo

What's Special

MOVE-IN READY
VAULTED CEILINGS
PATIO
CLUBHOUSE
FITNESS CENTER

Lowest-priced 2 story home in the Villages! 4 bedrooms, 2.5 baths, and a 2-car garage, this property is move-in ready and has everything you need. You'll love the inviting family room that opens to the kitchen, featuring sliding doors to the patio. Vaulted ceilings add to the open feel, providing abundant natural light, and there's neutral paint throughout. The impressive kitchen has built-in appliances, a pantry, tons of cabinet space, and an island with a breakfast bar. Check out the large backyard with a covered patio that spans the entire length of the house, and a lush green lawn, making it the ideal spot to relax or entertain guests. Plus there are no rear neighbors for added privacy. The Villages also offers some wonderful amenities, including a pool, clubhouse and fitness center.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,147.8/mo
Estimated Loan Balance
$157,749
Cash to close
$184,635
Interest Paid
$18,308

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Brown Family Communities

Community & HOA

Community
  • Subdivision: THE VILLAGES AT RANCHO EL DORADO
  • Features: Community Pool Htd, Community Pool, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Villages @ Rancho ED
  • HOA Amenities: Unknown
  • HOA Fee: $278.37
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $155.96
  • Tax Annual Amount: $2138
  • On Market Date: 2025-04-12T05:50:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,635 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $184,635!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$155,365
Your Cash:$184,635
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$698/mo
Traditional @ 7.5%
$1,200/mo
You save $502/month ($6,019/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6850631

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-12T07:54:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$698 /mo
$1,157 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,635 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $184,635!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$155,365
Your Cash:$184,635
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$698/mo
Traditional @ 7.5%
$1,200/mo
You save $502/month ($6,019/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Steve ZajdzinskieXp Realty(480) 725-4555steve@soldbystevez.comMLS BR514106000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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